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Being in a truck accident is frightening enough, and having to deal with insurance after you have been injured or suffered car damage can be frustrating and upsetting. Insurance companies often make big promises when you are signing up for their services and paying the premiums. However, when it comes time to file a claim you may have a hard time getting the insurance amount than you think you deserve.

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It’s not your imagination: insurance companies make money by collecting insurance premiums and by not paying out the full amount possible in every claim. Insurance companies have a vested financial interest in resolving claims quickly and inexpensively.

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Teen drivers in Hollywood and South Florida will often spend considerable time in driver’s education classes and practicing in a car. While they are often excited to try out lessons learned on the road, however, it is important for parents and caregivers to pay attention to the habits their young drivers are developing.

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Building good habits early on can help young drivers stay safe from the road and can help them prevent traffic collisions. However, bad habits established early can put young drivers at risk of car accidents and truck collisions and can mean a lifetime of more at-risk driving. If your child has these bad habits, they could be putting themselves at risk:

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Children can sometimes develop a big interest in trucks they see around them. Trucks are big, powerful machines and can seem very cool to kids. Unfortunately, curiosity and the desire to take a closer look can have some tragic consequences for young ones.

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Most of us don’t consider the places kids can come into contact with trucks, but garbage trucks show up on residential streets every day and children may be able to get close to trucks in parking lots, in stores, at truck shows, and even in their yard when a delivery truck drops by. It’s easy to tell kids not to play near trucks or warn your child against approaching them, but they are likely to forget when they see a cool machine they want to see up close.

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Do you believe these misconceptions about truck collisions?:

Myth: Truck drivers don’t have to worry about being in a collision, because they are protected in the cab.

Fact: Passenger car drivers, pedestrians, motorcyclists, and bicyclists are most at risk in a trucking collision because they are protected by fewer layers. However, truck drivers need to think about safety, too. The impact of the collision can cause them to get thrown around the inside of the cab or even clear of the vehicle, which can lead to life-threatening injury. Anything in the cab can become a projectile in the event of a crash, causing serious injury to the driver. If the big rig, tanker, or truck rolls over, the truck driver can be seriously hurt. In addition, if the cargo is hazardous, a collision can cause a spill or fire which can cause serious injury to the driver.

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About 30% of all fatal accidents involving teen drivers in 2014 involved speeding. Speeding is a serious problem for teen drivers and their parents.  Speed-related crashes can result in serious injuries and even fatalities and preventing these collisions can be tricky.

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Teens may speed from peer pressure or out of curiosity. They may associate speeding with their favorite movies or stars. No matter why it happens, it can be deadly. On highways, especially, teens are sharing the road with trucks and truck drivers cannot stop in the time to avoid a collision when other drivers are speeding. In a truck collision involving speeding, your teen’s life is danger, because the impact of the crash is likely to cause fatal injuries.

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Many people have misconceptions about trucking accidents, and unfortunately some of these myths can impact their ability to share the road safely with larger vehicles. Do you believe any of these myths?:

Myth: There’s nothing I can do to stop truck crashes.

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If you’re going to be driving on highways or anywhere where trucks are common, you need to make sure you take steps to avoid a trucking crash. One big risk factor for trucking collisions is drowsy driving.

Drowsy driving is dangerous because it is so subtle. It may not be immediately apparent who is driving fatigued on the roads, making it harder to avoid a dangerous driver. You may not even be aware that you are driving fatigued yourself. Yet, drowsy driving has been compared to drunk driving for the danger it represents. Sleepy motorists have slower response times, may be more prone to making mistakes, and may make poor choices on the road, all of which can lead to collisions. In serious cases of fatigue, drivers can even drop off to sleep at the wheel, either for a few seconds or for extended period of time.

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Many employees talk on the phone while driving as part of their job. In some cases, they may be communicating with a dispatcher or may be calling in to report where they are. In some cases, employers allow employees to use hands-free devices so they can stay in touch with their workers while on the road. Not only do employers want to be able to reach their workers, but in many cases a workday doesn’t stop just because someone is on the road. Employees may still feel pressured to respond to e-mails, company communication, or requests when they’re on the road.

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If you’re a worker who talks on the phone or with dispatch as part of your job when you’re driving, you could be putting yourself at risk of distracted driving accidents. In Hollywood and across Florida, people are seriously injured or killed each year in company cars and delivery trucks as a result of distracted drivers.

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We all believe some myths because they are repeated so often, but some misconceptions can really do harm. Some of the most common myths surrounding truck accidents in Hollywood and South Florida could put you at risk of a collision or a serious injury.

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How many of these common misconceptions do you believe?:

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Many experts suggest parents sign driver agreements with their teen drivers to prevent car and truck accidents. If you live in an area where your teen will be driving on the highways around trucks, especially, it’s important to ensure your teen is making the right choices on the road and staying as safe as possible.

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A driver agreement simply lists what your teen cannot and can do in the car and also outlines some rules and regulations for safe driving. Not all agreements are made the same, however. If you want your agreement to have bite, you’ll want to:

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