If you have been injured in a commercial truck accident in Hollywood or anywhere in South Florida, one of the questions you will need to address almost immediately is whether you want to pursue a legal claim or file an insurance report. In fact, before you have even handled all of the medical issues resulting from your injuries, the insurance company or the attorneys representing the driver or the trucking company may get in touch with you and may want you to make a statement or sign some documents.
It’s important not to do this without getting a legal consultation.
Important Differences Between Truck and Car Accidents
The reality is that a truck accident is very different from a passenger car accident. In a truck accident, larger companies and larger insurance carriers tend to be involved. The cost of the injuries may be much greater, since a commercial truck accident is more likely to result in severe injuries or even fatalities. The higher cost of the injuries and the higher potential value of the claim means that legal departments and insurance companies representing the truck company or driver usually move quickly to protect their clients.
The severity of the accident can also affect you. If you’ve been injured in a serious car accident in Hollywood or your South Florida community, your car may need to be replaced or may require significant repairs. Any personal items you had inside the car – such as your laptop, phone, and other items – maybe damage and you may need to replace them. In addition, if you have suffered a head injury, spinal cord injury, or other serious or permanent injury the costs of your medical care may be a lot higher than you think.
How Will You Pay for Your Costs?
Emergency medical care after a serious truck accident can easily add up to tens of thousands of dollars or more. Over a lifetime, a permanent injury can cost well over a million dollars or more in lost income opportunities, hospitalization, medicine, treatment, home services, and other needs. How will you pay for these costs?
An insurance company is unlikely to hand over this type of money automatically. Many people who have been injured in a serious truck accident find they need to work with an attorney who can help them understand their likely future costs and can help them seek out fair compensation or a fair settlement for their injuries.
Without a fair settlement – usually secured through a legal or insurance claim – you may simply not have enough money to get the proper care you need.
Deciding to File a Claim
Deciding to seek compensation after your accident can be difficult. You may be in pain and more focused on the physical injuries you have suffered. However, it’s important to think long-term. How will you pay for your medical care? Can you afford quality medical treatment? An attorney can offer reassurance and can work to protect your rights in the long term, ensuring that you can start rebuilding your life after a devastating accident.
If you have been injured, contact Flaxman Law Group. Our offices in Miami, Homestead, and Hollywood are always open to help plaintiffs across South Florida. If you’ve been injured, we would be happy to sit down with you and listen to you in a free consultation. Whether you need legal advice or are looking for legal representation so you can make a claim, contact our offices today. Your initial consultation with us is always free.